Terms & Conditions

Effective Date: January 1, 2026

Last Updated: January 1, 2026

Welcome to murphy-capital-investments.com (the "Site"), operated by Murphy Capital Investments ("Company," "we," "us," or "our"). By accessing or using our Site and services, you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree, please do not use our Site.

1. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not use the Site in any way that could damage, disable, overburden, or impair the Site or interfere with any other party's use of the Site.

2. Services

Murphy Capital Investments provides business consulting, financial services, and related solutions. All services are subject to availability and may be modified or discontinued at any time without notice.

3. Intellectual Property

All content on the Site, including text, graphics, logos, images, and software, is the property of Murphy Capital Investments or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without prior written consent.

4. User Submissions

Any information you submit through our Site, including contact forms, is subject to our Privacy Policy. You represent that any information you provide is accurate and complete.

5. SMS Terms & Conditions

If you opt in to receive SMS or text messages from Murphy Capital Investments, the following terms apply:

  • By opting in, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from Murphy Capital Investments, sent using an automated telephone dialing system (ATDS).
  • Message frequency varies; you may receive up to 4 messages per month.
  • Message and data rates may apply. Contact your mobile carrier for details about your text and data plan.
  • Reply STOP to any message to opt out of receiving further text messages from us.
  • Reply HELP for assistance or contact us at murphy@murphy-capital-investments.com.
  • Consent is NOT a condition of purchase. You are not required to consent to receive SMS messages as a condition of purchasing any goods or services.
  • Supported carriers include but are not limited to AT&T, T-Mobile, Verizon, and Sprint. Message delivery is subject to effective transmission by your carrier.

6. Disclaimer of Warranties

The Site and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

7. Limitation of Liability

To the fullest extent permitted by law, Murphy Capital Investments shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Site or services.

8. Indemnification

You agree to indemnify and hold harmless Murphy Capital Investments, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of the Site or violation of these Terms.

9. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content or practices of linked sites. Accessing third-party sites is at your own risk.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of South Carolina, without regard to its conflict of law principles.

11. Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the Site after changes constitutes acceptance of the revised Terms.

12. Contact Us

If you have questions about these Terms & Conditions, please contact us at:

Murphy Capital Investments
320 Falls St
Greenville, SC 29601
Email: murphy@murphy-capital-investments.com